Reliance General Insurance launched the Global Health Insurance policy to make planned global hospitalisation accessible to Indians. This policy covers overseas medical expenses for planned treatments and the associated travel and accommodation costs. With this plan, insured can choose among the best healthcare facilities overseas and receive top-notch medical treatment. This enables them to focus on their health while the insurance takes care of the expense.
Let’s learn more about Reliance Health Global Plan.
What is Reliance Health Global Policy?
Reliance Health Global Insurance covers medical expenses and allows you to get the best treatment from the best hospitals around the globe, including Canada and the US.
It provides coverage for planned treatments such as bone marrow transplants, heart surgeries, cancer treatments and more. Therefore, you should consider this policy if you are looking for the best critical illness cover.
Reliance Health Global Insurance does not only provides health insurance coverage for your hospitalisation expenses; it also covers accommodation and travel expenses, allowing you to fully focus on your treatment.
Features and Benefits Provided by Reliance Health Global Policy
| Key Features | Benefits by Reliance General Insurance |
| Scope of Coverage | Planned Hospitalisation only |
| Sum Insured | Up to $1 Million |
|
Treatments Covered |
● Cancer treatment
● Bone marrow transplant ● Neurosurgery ● Joint reconstruction/replacement (shoulder, knee and hip) ● Heart valve repair or replacement ● Pulmonary artery graft surgery ● Aorta graft surgery ● CABG(Coronary artery bypass graft) ● Skin Grafting Surgery for Major Burns ● Gene therapy |
| Lifetime Limit | 2x of the yearly sum insured |
| Pre and Post-Operative Daycare Treatment | Within the sum insured |
| Pre-Hospitalisation Expenses | 15 days- within the sum insured |
| Post-Hospitalisation Expenses | 30 days-within the sum insured |
| Repatriation of Mortal Remains | Up to $1500- within the sum insured |
| Second opinion | Within the sum insured |
| Tax Benefits* | Up to ₹1 Lakh under Section 80D |
*Tax benefits are subject to conditions under Section 80D of the Act and amendments thereof. The tax laws are subject to amendments/changes from time to time.
There are two variations of this plan, Global and India+Global Cover. Moreover, each of these covers have different plans to suit different needs. Hence, the features may vary depending on the plan you choose.
Why Should You Purchase International Health Insurance Policy from Reliance General Insurance?
- The global health insurance policy that they offer is affordable and covers a wide range of illnesses or treatments. Thus, you can get the cheapest critical illness cover with Reliance Health Global Insurance.
- They offer a straightforward and seamless claim filing procedure, which can be done easily online.
- Their policy includes a low initial waiting period of 30 or 90 days before you can claim the insurance.
Reliance Health Global Insurance: Exclusions
- Any pre-existing injuries, illnesses or diseases.
- HIV infection or AIDS
- Sex change or cosmetic surgery/treatment
- Childbirth or pregnancy
- Smoking, alcohol consumption and drug abuse
- Suicide or attempted suicide, intentional self-injury
- Any breach of law or committing an actual or attempted crime, civil commotion, felony, misdemeanour or riot.
- Nuclear weapons, terrorism or war
- In case the death occurs within 30 days of the surgery or diagnosis.
To Wrap It Up
If you have a family history of critical illness, are the breadwinner, or are over 40, you must consider investing in Reliance Health Global Insurance. When choosing a global health policy, you must consider different aspects such as the waiting period, coverage size, claim procedure, age, illnesses covered, policy tenure, sum insured, exclusions, etc.
